Charles Schwab

22 recommendations and reviews from 18 people

• Referral from August 8, 2019
  

  ElizabethReiner asked:

  What is the best bank for NYC and abroad travel? I know about the best bank in nyc I read the search bar. Looking for easiest to switch between uk and nyc

  

  Lemonyhampeapasta replied:

  [Charles Schwab online banking](http://Schwab.com) No minimum, free checking, savings, free checkbooks, no limit on frequency of ATM withdrawals per month. You get reimbursed ATM fees at the end of the month worldwide so no need for currency exchange. Mobile check deposit or direct deposit. The only downside is if you want to deposit cash, you need to get a money order for it and take a photo to deposit.

  

  flat_top replied:

  Charles Schwab for an actual bank account. They refund all ATM fees and don't charge any additional foreign transaction fees. For a credit card which you should definitely have as well, Capital one has two cards with no annual fee that don't charge foreign transaction fees either. If you pend enough to justify an annual fee or want to churn signup bonuses there are a ton of other cards

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• Referral from April 11, 2018
  

  total-millennial asked:

  Best local bank? Looking for recommendations on a local bank! Bonus points if you can recommend one where you had a good experience getting an auto loan. Thanks bbs

  

  davidu replied:

  Car loans should only come from two places: 1) the automaker (GM Financial, for instance) or 2) from a Credit Union. I got a 0.9% APR fixed rate from GM Financial through Ressler. I have a 2.24% APR loan through a local credit union for a different vehicle. Loans from anywhere else are likely to have worse terms. As for a local bank, as long as you have free checking an an interest rate above 0.5% you're fine. If you aren't getting that, just go to www.schwab.com and open up a checking account.

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• Referral from March 6, 2018
  

  Jessica M. asked:

  So I'm looking for bank recommendations. Currently I'm so sick of dealing with my card being marked as fraudulent activity twice a month. A place that gets we r trucker and that has several locations. Thanks

  

  Deb L. replied:

  That’s actually a great bank looking out for you. Some states, according to my bank, are higher fraud states, like California for instance. You can use a credit card instead which is what we do for many reasons but fraud issues isn’t one of them. However we bank with Charles Schwab Bank. www.schwab.com

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• Referral from February 16, 2016
  

  Miles M. asked:

  I need finacial advice!!!! $1 - Ocklawaha, Florida I need to figure out how to start my 401k! And I'm really looking for someone I can sit down and talk to. Like a good accountant or personal lawyer? I'm not sure but I need help

  

  Jason T. replied:

  Schwab.com You can talk online chat, or call. Free to talk. I would recommend an automatic contribution Roth IRA.

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• Referral from October 27, 2015
  

  brettmeadors asked:

  Can anyone recommend a bank with ATM reimbursement? Thinking about @CharlesSchwab

  

  Charles C. replied:

  Feel free to reach out to us if you have any questions Brett! 800-435-4000.

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• Referral from February 17, 2015
  

  Hope M. asked:

  I am interested in joining a investment group. I also need some help on building a solid portfolio. If any one knows of any financial advisors or if you are willing to share and spread knowledge please hit me up. **Tossing this out into the universe**

  

  Honey W. replied:

  Charles Schwalb. How to Invest. Investment Basics. Now that you’re ready to move from saving to investing, Schwab can help you learn how to invest money, stay on track—and reach your long-term goals. Need help? Call 800-435-4000 anytime. REMEMBER THAT CHARLES SCHWALB IS FOR THE EVERY DAY JOE LIKE US. IT DOESNT HAVE TO START OFF WITH HUNDREDS OF THOUSANDS OF DOLLARS.

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• Referral from January 20, 2015
  

  Christine M. asked:

  Opening a bank account suggestions?

  

  Ali R. replied:

  You may want to check out what banks have ATMs near where you live, to make it easier to make no-fee withdrawals. I went with Schwab.com, which is an online bank, since I can use my card anywhere I like and they reimburse all ATM fees at the end of each month.

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• Referral from November 21, 2014
  

  Peter L. asked:

  Looking for a good online stock broker website. Any recommendations?

  

  Peter L. replied:

  My bro recommended schwab.com but that because he worked there. I'm sure there are better ones out there

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• Referral from November 5, 2014
  

  Miriam M. asked:

  Sorry if this is a repeat question. I appreciate kind and helpful answers! Attention fellow US expats who still have financial resources in the States: Any experience using a Capital One 360 checking account? I've been thinking of opening one since it seems that the international ATM withdrawal rates are a bit better. Would really appreciate some first-hand input. Also, any other US checking accounts you can recommend with better ATM cash withdrawal rates?

  

  Shara E. replied:

  http://www.schwab.com/.../banking_lending/checking_account

  

  Shara E. replied:

  Charles Schwab is awesome. No fees. No minimum balances.

  

  Michele C. replied:

  Turns out Charles Schwab won't allow expats to open an account. You must be physically in the US more than half the year, or so they say.

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• Referral from June 17, 2014
  

  Hayley M. asked:

  My husband and I are honeymooning in Buenos Aires next week for 12 days and I was told that you know a lot about the Jewish/kosher community there. Any suggestions of places to eat, things to do/see, money exchange, shabbat/shul services? Thanks!

  

  Ari R. replied:

  Schwab.com is your best bet for money exchange.

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• Referral from March 19, 2014
  

  Josh N. asked:

  Looking for a new bank. Suggestions?

  

  Matthew A. replied:

  none around here except the branch downtown that is brokerage. just go to https://www.schwab.com/ and click to open a checking account. or call them they have amazing CS. you can be a moron and they will know what you need and ways to help you

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• Referral from January 12, 2014
  

  maq0r asked:

  Credit Union recommendations? Hey guys, I'm getting tired of Wells Fargo and their fees; I'm fairly new to LA (2 years living in the beach cities) was wondering if anyone new or could recommend any good credit unions in LA / Westside?

  

  bathori replied:

  Schwab.com!!!! eta: You can use any ATM (all fees reimbursed), interest on your chequing account, no minimum, no fees, easy international transfers, brokerage account comes as part of the package (if you are into that sort of thing), and if you need to deposit cash you can drop off a money order at a a couple of offices around town.

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• Referral from December 11, 2013
  

  Carol M. asked:

  Excuse me, but do any of you folks know which investment firms might take clients who live here more or less permanently. I had my little IRA in Wells FArgo and when I asked them for some money so I could get my teeth fixed, they sent me a letter saying to find another investment group because they did not deal with out of country residents.

  

  Mark P. replied:

  Schwab.com and Schwabbank.com have given us very good service. No ATM fees, no wire transfer fees (set up the wire transfer by phone before you leave U.S.) Keith Henry Trading Consultant Ph 877-807-9240 ext 36300 can help.

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• Referral from August 2, 2011
  

  Mark T. asked:

  Anyone know of an Argentine bank that charges no transaction and no exchange fees?

  

  Leslie W. replied:

  Schwab Bank Investor's Checking account reimburses all foreign transaction fees. You have to establish a Schwab brokerage account but you don't have to have anything in it. Check out schwab.com

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Recommendations from Troy E.

• Referral from September 21, 2014
  

  David S. asked:

  I'm gonna backpack through east Asia for six months or more starting in December. I need a bank that's good for traveling, for example, no ATM fees and a debit card that's accepted everywhere. What do you guys recommend for a good bank?

  

  Troy E. replied:

  Found the info on Schwab. What are the fees and minimums? Monthly service fees: $0 Account minimum: $0 What do I get with this account? Unlimited fee rebates from any ATM worldwide1 A 0.10% APY variable interest rate on any balance2 Free bill pay on Schwab.com and Schwab Mobile Apply for Schwab Mobile Deposit™ to deposit checks from anywhere Free standard checks and a Visa® Platinum debit card once the account has been funded. FDIC insurance up to $250,0003 A linked Schwab One® brokerage account with no fees or minimums http://www.schwab.com/public/schwab/banking_lending/checking_account

  

  Troy E. replied:

  Charles Schwab has a card that is universally accepted with no atm fees, foreign transaction fees, etc. Hands down the best card to travel with.

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Recommendations from Rachel S.

• Referral from September 18, 2014
  

  Julie F. asked:

  Question, I am making Aliyah from the US next month. I want to move my checking and savings to a bank that will make it easy and cheap to take out money in Israel (to put into my Israeli account). Any suggestions about which banks are best for this? I know there is a Bank of America in Azrieli in Tel Aviv, but don't know if that is best or if it is better to go with a branchless bank like Ally. Thanks for your suggestions.

  

  Rachel S. replied:

  http://www.schwab.com/.../file/P-3042070/MKT45080-04_2.pdf

  

  Rachel S. replied:

  GET your facts straight: Schwab BANK is FDIC insured. Schwab One is a Schwab BANK account, even though it is brokerage linked. Charles Schwab and Co., Inc. is an investment firm and THAT is not FDIC insured.

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Recommendations from Shara E.

• Referral from January 8, 2014
  

  Jaime E. asked:

  In regards to banking- are there any international banks that have a branch in Israel? What is the best way to transfer money to Israel without incurring wire transfer fees. Could I have money deposited at a US bank and transferred to an Israeli bank to then withdraw in Israel without a fee? Or do all banks charge?

  

  Shara E. replied:

  http://www.schwab.com/.../banking_lending/checking_account

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