Financial Advisors in Washington, DC

I have had a really great experience with https://www.learnvest.com/ over the last couple years. Online financial planning resources at a couple different levels, and you get a planner to consult with. But I was pretty much a novice with money stuff when I started so their products may or may not be what you need/at your level.

Can recommend: https://www.betterment.com/

Bronwen Rice may have a recommendation!

Talk to Kevin R. Keller!

We've been happy with Jim Ludwick/Main Street Financial Planning. It's an hourly/fee-only business, so you aren't paying a commission or a percentage of anything or anything, and there aren't any conflicts of interest. Jim is useful for a wide range of advice & planning, and is impressively patient with clients (like me) who have no idea what they're doing. More detailed endorsement available upon request. (I don't have any relationship with Jim or the business other than that I've been a happy client for ~7 years.) www.mainstreetplanning.com

Some will suggest you invest in a single fund that gets more conservative over time as you approach retirement. https://personal.vanguard.com/us/funds/snapshot?FundId=0306&FundIntExt=INT

My neighbor, Chuck Donalies, recently left his advisory firm and started a private practice focused on people our age. He uses a flat fee model rather than the typical % of total assets under mgmt model. Drop him a line at chuck@donaliesfp.com

Lori Allison with Keen and Pocock is really great. 703-383-0888 lallison@keenpocock.com www.keenpocock.com

We like Dean Knepper. He is a fee only financial adviser, which means he has nothing invested in encouraging your toward any product/path except what is best for you. If you don't go with him, I definitely recommend a fee-only adviser in general. http://www.lifetimefp.net/

I would go to CFP.net and search for a CFP in your area.

https://www.napfa.org/ They are all fiduciaries.

Might not be helpful, but my employer offers free financial planning through Morgan Stanley. I'm working with them externally in addition though, paying them.

Majority of people don't need to actually pay an FA to manage their finances, the prime directive and wiki of this sub are quite extensive and outline everything to get you started If you still want an FA, be sure to do your own research beforehand so you understand what they're saying when you meet with them, and look for a fee only fiduciary - see the wiki page on [FAs](https://www.reddit.com/r/personalfinance/wiki/financialadvisors) for additional info

Look up Certified Financial Planners (CFP) who have passed rigorous tests and are independent advisors. Stay away from "companies" like insurance companies or brokerage firms. Licensed CFPs in your area can be looked up at: www.cfp.net

You don’t need a financial advisor at $200 k income, especially not in NYC. That’s decent apartment in SoHo and pizza and beer on the weekends money, not “we need someone to manage our money” money. Seriously, if you’re both W2 workers in NYC there’s zero reason to find an FA.

You have zero need of a financial advisor. Read the sidebar, save tens of thousands

If I were in your situation this is who I would use one of the cofounders is very well known in the financial independence community. https://www.xyplanningnetwork.com/

If you’re in NYC, I would look into Ritholtz wealth management. They’re an independent RIA firm. They’re typically not tied to only selling their “own” products like a Morgan Stanley or Merrill lynch would. I’ve subscribed their blogs and the founders are regulars on CNBC. They seem like smart dudes. I’m sure they give free consultations.

Chris Crahan at Morgan Stanley is awesome. 703.394.1975

Lori Atwood-loriatwood.com- she's terrific!

David Hurwitz is great. PM me for his details

C. Braxton Moncure is amazing.

Try Jimmy Buffet and/or Anthony Bourdain.

We have a great guy, who has worked with David's Dad for yrs and just started helping us. David Lord can give you Owen's info.

Nevin Martell just messaged you the info

Samantha Rohe from Bernard R. Wolfe & Associates is amazing. I highly recommend her.

Matt Grace 443.694.6327

Ryan, my fiancé is a financial advisor with First Financial Group in Bethesda. I would love to connect you too if you're interested.

Mutual Asset Advisors in Brighton - Mike D'Epagnier or Tammy Smith - I highly recommend either one. 303-659-1266

http://www.cfp.net/

Aj MacDonald over in Loveland

This will be an almost impossible to answer question as it is a national organization and the only binding trait is that they are fee-only. If you have a small business question and you find an advisor whose focus is not small business issues you'll leave with a bad taste in your mouth. Your best bet is to reach out to a wide swath of advisors through NAPFA, or CFP.net, or XYPlanningNetwork.com and find someone who is best suited to answer your question.

0-300k to invest Fidelity/Schwab or online robo/human phone based planner (wealthfront, betterment, person capital) . Ed Jones, Raymond James, Stiffel, Wells Fargo If you want to meet regularly and are willing to pay for it (the later companies will use commissionable products they prioritize on lower balance clients). 300k-1.2mm Fidelity/schwab 1.2mm+ fidelity/schwab/some RIAs (large range of quality in the RIA space, the quality ones will typically have $1mm+ minimums and those without those minimums will lack scale, expertise, planning software/tools). Avoid insurance company “Advisors” and anyone that recommends A shares, C shares, UITs, or 98% of life insurance or annuities. Vanguard deserves a shout out for their ushering in lower cost investment products and thereby lower cost financial advise, but as far as planning abilities or platform they are severely lacking. Happy Hunting

If you want unbiased advice, look for a fee only financial advisor. Everybody else is absolutely incentivized to encourage you to invest in high fee funds that make them money.

I don't have a name, but I recommend hiring someone that charges by the hour. It may seem expensive, but that standard 1% cut is worse.

As a former financial advisor for a large investment company, I would suggest looking for RIA—registered investment advisor, vs an advisor at a brokerage firm. The big firms do have product to sell. RIA is independent and charged a fee. I will also point out that depending on your situation and level of commitment or interest, you can probably do all of what you need on your own. Which is why I left after 14 years—-I realised that most people did not really need my help, they just wanted the reassurance of working w an “expert”.

Please make sure whomever you hire is also a fiduciary. They are legally bound to have only your best interests in mind.

I'd recommend a certified financial planner. They're required by law to work in your best interest so they won't try to sell you stuff you don't need

Wallstreetbets

We really like ours- [Caitlin Martines](https://www.edwardjones.com/us-en/financial-advisor/caitlin-martines) with Edward Jones. She’s very organized and personable and has done a great job for us.

My mom's husband, Joe Veliz in Fircrest. He handles special cases like this all the time where the client types AND speaks in only CAPS. You're covered. Seriously he's good, on his own and does well.

Dean Matz with Ameriprise. His office is near the Tacoma Mall.

John Marcelia. TBS grad

my buddy Doug Casale in portland

Paul Wood, retired Army Colonel.

Klaudia Conradt is the best!!!

Also - read this article by one of my MBA classmates. You could try the social refi route if you can find one. http://yobucko.com/education/refinancing-student-loan-debt-saving-23 k

[deleted]

[deleted]

Wirehouses like Merrill are not the answer. They are likely to charge you high fees and commissions (up to 5.75% up front and additional ongoing.) Search for a CFP with low minimums on CFP.net. Make sure they act as a fiduciary, and are established as a Registered Investment Advisor. This way you know the advice you receive is truly in your best interest, not incentivized by high payouts to the advisor.

Comon, If your name checks, then you should be better than this. Find a low cost flat fee advisor... lot of them connect online through video and they work with folks with a low budget.

I’m pretty sure ML has a threshold for their wealth mgmt services. My guess is approx. $250 k.

>Merrill Edge and their financial advisors. A big part of the point of "Merrill Edge" as opposed to "Merrill Lynch" is that Edge does not have financial advisors. The customer support for ordinary Merrill Edge customers and account managers for customers with large accounts are very helpful with the mechanics of investing (opening accounts, dealing with the web site, transfers, etc.). They aren't supposed to give you financial advice nor advice on the quality of various possible investments. That is the way I like it. Merrill Lynch also has account types that do include various levels of advice. I have no experience with that side of Merrill, so no basis for guessing whether they are better or worse than typical. Based on the experience of many friends and family, the typical level of FA is far far worse than useless. If they were a free service (which they certainly are not) I would not even remotely consider using that service nor advising and friends or family to use it. > I want to get financial advise about my current financial situation (eg: should I buy a house / opening up a Roth IRA / advise about my 401K etc.) You could try asking in this forum. You'll likely get some good advice (better than an FA would give you). You'll almost certainly get some bad advice (including, but not limited to, "ask an FA instead"). Even on topics where I know very little myself, I usually don't have much trouble distinguishing good vs. bad answers from those who pretend to be expert. So I tend to expect people who ask questions here could do the same. Yes, there will be some bad (and some really terrible) answers. But you should be able to figure out which are the good answers.