Question: perhaps someone can help....I am looking for liability insurance for my horse rescue. Lots of volunteers...some ride, some don't. Some work with horses...some don't. My current insurer....Intercity is lumping me in with "Clubs"...which really doesn't work for me. Any suggestions? Also, need a lawyer recommendation to cover our Not for Profit org.....that splits it out farm our main farm in terms of reviewing our Memorandum of Agreement and giving advice. Thx so much in advance.