Hello to All. I'm looking for feedback on Farmer's insurance in regards to 1) annual rate changes and 2) payment of claims. We had State Farm for a very long time on our cars and home and condo rental. State Farm has been good and fair on paying for the claims that I had on the cars and condo on the past 10+ years, which had been relatively small claims. However I've noticed that over the past 3 years the premiums keep continuing on climbing although we had no car/home claims. Therefore we are considering switching insurance and Farmers gave us a competitive rate. Before making the switch I'd like to hear from your experiences. Thanks