Help me out, community! So our HVAC is OLD and will need to be replaced soon I'm guessing. We have 2 units, 1 for downstairs & 1 for upstairs. To replace both I'm looking at like $10,000 right? And how do regular folk like me pay that? Are there companies that will do a finance program? I'm stressing because I'm not thinking we can save that much before it goes out.