Recommendations for home owner's insurance . We currently have AllState and just got hit by a tree limb that damaged our roof and gutter . We went through a tornado with them that caused leaking in our house and tore off half our roof and they did not pay but a 1/4 to cover shingles. Should have switched then but this was my fault . Please any good company would be highly recommend. I have the time now to switch and will do . Thank you in advance.