Anonymous post no. 10995
Hi :) I'm looking for a mortgage broker or company that can offer advice to a family (2a, 2c) wanting to buy a first home. We may not be ready right now (on paper) but I want to know what we need to do to buy as soon as we can.
We are eligible for the first home owner's grant, one steady good income and one part-time self employed income. Both with good credit history.
We don't have a deposit yet (I'd like to know how much we'll need) and do have existing personal loan/credit card debt. Can we consolidate the existing debt into the home loan? If we could, it would free up our repayment capability by a lot.
Thank you.