National Association-Health Underwriters

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• Referral from February 23, 2020
  

  Petersonian asked:

  Health Insurance Needed for my Family - COBRA seems much to expensive, are there alternatives worth looking into? I have never bothered learning about how to get personal insurance because I've worked in education for my entire adult life as a teacher. I'm going to be taking a sabbatical for one year and my wife and I are trying to figure out insurance. ​ The district says we can stay on COBRA but when we work that out we're pretty sure it's telling us that for our family of 5 we'd be spending $5-6,000 a month which would be impossible. ​ My wife has two herniated discs in her neck and because of things relating to that is in physical therapy pretty often and sometimes in the ER or a clinic. My work insurance covers almost all of that and I'm afraid that any insurance that isn't COBRA will tell her too bad, pre-existing condition. ​ I think I'm too late to sign up for the Affordable Care insurance window, right? What should I be looking for?

  

  glenscoco replied:

  I would recommend finding a local expert to make sure you know all your options, and are aware of your deadlines to enroll. Here’s a resource to find a local agent: https://nahu.org/looking-for-an-agent/find-an-agent

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