Researching pet insurance again…anyone have any experience with PC Insurance…that's President's Choice? Individaul rates sound good…but multiple animals add up
Anne L. replied:
I have Trupanion & they are excellant with good coverage, covering 90% + a portion of medical diets & some supplements like the probiotic Fortiflora. They do give a discount for multiple pets, I have 2 cats & 2 dogs insured. I don't have a deductible on Buddy but do on the others of $250 which doesn't pay for much else by the time bloodwork & xrays are done so I'm glad when the insurance kicks in, it does keep the premiums down. Quite frankly, Buddy wouldn't still be alive except for his insurance, his bills throughout his life have just been too expensive. You can get an online quote at www.trupanion.ca without having to give up all your info. Don't think PC had pet insurance when I was looking when Buddy was a pup
Anne L. replied:
I checked PC briefly. For my mixed breed Maltese the best coverage was $43 but it's not unlimited coverage which I have with Trupanion. Just watch how much coverage they are giving u, the cheaper levels looked very limited to me. Brew's total bill for bladder stone surgery last spring was about $3000, then it was complicated with pancreatitis & I was very happy to have 90% coverage
Patti G. replied:
I also have Trupanion and highly recommend it. there are no limits, you can also purchase additional coverage for Holistic care..
Robyn W. replied:
We had Pet Secure for Montana in the beginning but switched to Trupanion and love them! Pet secure has a lot of per incident limits, lifetime limits and were double the cost of Trupanion. Pet Secure also does not cover congenital illness, Trupanion does, which is important to me because of what we have been through with Nookie. Trupanion now offers a holistic rider as well. We pay an extra $12 a month for it, but we can see Steve and all the supplements are covered
Dana H. replied:
I had Vetinsurance (now Trupanion) years ago for one of my Minpins (Squiggy), and he ended up passing away from Hemorrhagic Gastroenteritis at seven months old. I recouped almost all of the expenses for his vet care without a hitch. I had a "feeling" about this dog though that he may have issues because of his extra small size, and that's why I insured him. Now though, I wouldn't only because I could not "pick" one to insure, and the premiums are pretty high to get good coverage. I might do it with one dog or two, but not with five...I'd rather have a savings plan, or credit for unforeseen vet expenses now.