Loans

35 recommendations and reviews from 32 people

• Referral from February 17, 2021
  

  ElegantEggLegs asked:

  Best mortgage deals/strategy? Is there a better mortgage deal out there without a catch? Was looking at loans.com.au and it looks good but wondering if there’s a catch to having lower interest rates and less fees. Anyone has experienced a good bank/broker they would recommend based on personal experience? That got their principal down faster. *We are currently with NAB. Have our mortgage split into two accounts. Both offset with redraw facilities. Variable, one at 3.25%, the other (interest only) 3.35%. Calculating after a year we’ve paid more in interest than principal ($2000 diff) and we pay more than the minimum repayments. Thanks.

  

  Anonymous replied:

  Cheaper loan providers like loans.com.au, ubank and others seem to have very strict requirements and limitations to what kind of property they can offer mortgage for. I, for example, never was able to refinance to them, all my applications were rejected. Explanations were "your house is close to power lines" (multiple times), "your house is too small", or as simple as "we do not like your property".

  

  SackWackAttack replied:

  Have a loan with loans.com.au. Very good.

  

  carlsjbb replied:

  I'm with [loans.com.au](https://loans.com.au) and no complaints. I had a broker I know compare recently and they couldn't find a better deal for variable with full offset. They were reluctant to drop my rate late last year but after a few contacts back and forth they did.

  

  jhutch2147 replied:

  I’m with AMP and have a couple loans on investment properties with them, interest rates are 2.79% (fixed) and 3.14% (variable) - not the best interest rates going around but fine enough for me. If it was for a PPOR loan then you really should be able to get around the 2.00% or lower if you hunt around. I’ve heard Athena are pretty decent if you qualify for their loans.

  

  G_Des0003 replied:

  The low rates usually comes with conditions, but if you do your research and if you fit in to those conditions there are not really a catch. Usually low rates & low fees means u need to be in a lower LVR (Usually at least below 80%) don't expect good customer services (because that's where they saved their cost to give you low rates/fees. (Any requests will definitely still be done but may be at a slower pace and/or with more forms to fill or the process is more manual (or some are really good in technology to reduce staff costs) but at the end of the days, they are unlikely to be scammers if they are registered to provide loans in Australia.) the mortgage amount may be smaller (if Nab gives you 500k for pre approval, they may give 400k. Just a make-up number but that's the idea) The rest are whatever listed as the facts, some are simple loan accounts with no features like no offset, no redraw. Some may be cheap in rates but needs to pay annual fees (make sure you take that in your costs considerations.) Some may be cheap for the first few years then back to "normal" rates which could be more expensive than what you are now.

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• Referral from March 14, 2018
  

  Chloe-Amanda B. asked:

  Looking for a good broker on the Sunny Coast? Who’s helped you?

  

  Hayden O. replied:

  Loans.com.au Could not fault this company Great customer service, will do anything to help you

  

  Lynn A. replied:

  MRF Loans Michelle Frost

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• Referral from January 30, 2018
  

  Kirsty E. asked:

  Hello all, I know its been asked a few times but can anyone please recommend a helpful and kind mortgage broker? Most appreciated

  

  Hayden O. replied:

  Loans.com.au There are amazing, helpful and will guide you through the whole process. And the interest rates are the best

  

  Kay D. replied:

  Shaun from Aussie home loans was great for us

  

  Joanne N. replied:

  Greg at Seek Loans is awesome

  

  Kim T. replied:

  Connected loans. Phil or Natalie! It’s online, but they will happily talk you through the whole thing on the phone or do a home visit if you prefer! Awesome rates, I’ve just done my second loan and I’m a solo mummy!

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• Referral from November 7, 2017
  

  Laine G. asked:

  Looking for a good mortgage broker please. We are currently paying almost 2% more than the going rate on our loan because the lock in rate expired. Looking for a better deal!

  

  Kathy M. replied:

  Do it your self. Check out online lenders like loans.com.au

  

  Craig S. replied:

  Try Terry Scolari at Aussie Home loans in Namvour. Terry’s a genuine guy with years of experience. If he can’t help you nobody can. Cheers

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• Referral from October 24, 2017
  

  Ken E. asked:

  Anyone know of any good finance places on the Gold Coast?

  

  Wally K. replied:

  sunshine loans.com.au

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• Referral from August 21, 2017
  

  Coomera P. asked:

  We are looking for an amazing mortgage broker. If anyone has recommendations please.

  

  Michelle A. replied:

  Loans.com.au

  

  Kellie D. replied:

  Cube home loans. Scott Beattie is amazing and treats his customers with respect and absolute professionalism. I have no hesitation in recommending Cube Home loans.

  

  Jo B. replied:

  Cube Home Loans - Scott Beattie Multi award winning Mortgage Broker with over 25 years experience

  

  Sharon C. replied:

  Lizzy Warburton Ms Lizzy does home loans. Look no further Lizzy is amazing.

  

  Helen T. replied:

  Lizzy Warburton MS Lizy does home loans

  

  Shenaaz S. replied:

  Neil Aussie Home Loans Oxenford

  

  Steve S. replied:

  Lina Jones at Aussie Home Loans....best in SEQ!!

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• Referral from June 7, 2017
  

  Tasmin C. asked:

  Just wondering who everyone got their home loans through? I've done my research just wanted to hear some experiences with different banks :) thanks!

  

  Kathy M. replied:

  Loans.com.au. Very easy great rates

  

  Dez H. replied:

  We have used Trevor Ryan at Aussie Home Loans on numerous occasions ....saved us everytime!

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• Referral from November 11, 2016
  

  Manda L. asked:

  ANYONE NO ANYBODY THAT DOES SAME DAY LOANS ???

  

  Darrin W. replied:

  Payday loans.Com. upto 200 for ur first load .

  

  Kerry B. replied:

  Loans at home

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• Referral from May 15, 2016
  

  George D. asked:

  Hi all. Im looking for an independent mortgage broker up around the peregian area. Any recommendations?

  

  Judy B. replied:

  why would you go thro a broker and pay commision...jst go direct ...something like loans.com.au

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• Referral from October 18, 2014
  

  Susan W. asked:

  Does anyone know where to apply for a mortgage loan besides bank

  

  Terri S. replied:

  Quicken loans.com is another option.

  

  Austin S. replied:

  Greenriver finances done three of my loans very good guy Jeff Morrison

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• Referral from July 10, 2014
  

  Ritu B. asked:

  Hey everyone!! Any finance broker there?? Who can advice me in financing of home loan at a reasonable interest rate. Any suggestions and recommendations will be appreciated. Thanks in advance.

  

  Nishant G. replied:

  Jayhar Hariharan really cba, suncorp, not even close ...i am not sure which you are getting your info from buddy..I agree ..there are lenders like loans.com.au , ubank with rates down to 4.5 but they dont have any banking...offset...redraw facility etc ....so I can help you too...nobody shows all their cards ...

  

  Jayhar H. replied:

  No need to read asterisk as I myself has disbused many loans

  

  Jayhar H. replied:

  Please note there are so many lenders who have better rates than BOQ ..Suncorp , cba , firstmac , Macquarie all have better rates than boq..You can go to any rating site and compare loans easily and then seek advice.

  

  Pinky V. replied:

  Hi guys. You can PM me for your lending needs and I will call you. Pls note that I dont get any commissions for any loans but have expertise to advise you

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• Referral from January 11, 2014
  

  Kerensa W. asked:

  Can anybody recommend a car dealer ship that could finance me with low payments, no money down, and kinda shitty credit, on a fairly decent vehicle that would pass WV inspection and last longer than the payment schedule?

  

  Teri T. replied:

  Try road loans.com. Tom got a truck from them and they delivered it to our doorstop. No down payment and our credit wasn't good. Robinson in the Highlands and Whiteside in St Clairsville. Also Guess Motors in Carrolton Ohio

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• Referral from December 4, 2013
  

  Mel J. asked:

  Can anyone recommend a good mortgage broker?

  

  Jarrod F. replied:

  I went through loans.com.au recently Mel. Not a broker but really awesome rate and good features.

  

  Mathew W. replied:

  Used ausie home loans a few years ago and was priory happy with them.

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