Who knows a good realtor and/or could educate me on rent to own or other options for me to BUY a house with less than great credit and not a ton of money saved up
Kendra B. replied:
Alison is right, check out Dave Ramsey. I know for an FHA loan you need 3.5% down with at least a 640 credit score, and usually local HUDs offer down payment assistance for first the buyers. If you're like me and dont live on credit, you can also look at things like rentalkarma.com which will report rent/utility payments to your credit so you aren't stuck with 0 revolving accounts.