Oh great Facebook Oracle. We require the services of an insurance agent who has experience with artwork. BCAA has been our insurer for the past 11 years and has just informed us that even though we've been paying premiums annually (including a fine arts rider) we haven't had coverage for the past 7 years as they require art appraisals every three years. Douche bags. Please message me with a Vancouver based home insurance agent you trust. Thanks.