How do I find a good life insurance agent? Short of going off Google reviews, I don’t know how to find a good life insurance agent. I’ve got a few medical issues that means I’ll probably need to shop around for the best rate, therefore it makes sense for me to get an agent. However I’m new to my area so I don’t know of anyone I could ask for their local recommendation.
ryan545 replied:
[Independent Insurance Agents for Home, Auto & More | Trusted Choice](https://www.trustedchoice.com/)
anyone know where to look for a good health plan self employed? Also how much is deductible during tax season?
I usually keep in shape by going to the gym, and I'm relatively young so health wise I am fine (for now)
however, i would like to go to the dentist to get my teeth cleaned and checked as well as perform any further procedures if needed be (wisdom tooth removal, cosmetic straightening like braces, invasign , etc)
also would like to just go to doctor to get certain things checked up like scalp problems, ear infection or whatever else.
WHAT IS A REALLY GOOD HEALTH plan i can look into that will cost me less in the long term if i plan to go for visits often and get the highest quality service? thanks!
surreptitioussoidog replied:
I asked the same q in r/insurance. This is what I got; https://www.trustedchoice.com/
Insurance company recommendations (USA) Historically, I've bought my auto, home, umbrella insurance from the same company and I've been a customer of the same company since I was in college. Unfortunately over time I've found their offerings to be inadequate for meeting my needs.
Can anyone recommend an insurance company that can handle auto, home, umbrella, and possibly also extended personal liability insurance for HNW individuals?
I welcome all suggestions, some of the features I'm particularly interested in are high limits for the umbrella policy (>$5M) and coverage of multiple homes & cars in multiple states, some of which are held in LLCs or trusts. I'm also interested in hearing about your experience with extended personal liability insurance. Because those policies are more limited, they seem to offer higher coverage limits for the most high-risk areas of my life, but it's still not clear to me if I should prioritize getting such a policy.
T-Revolution replied:
Insurance broker here. Go with an independent agent (find one at [www.trustedchoice.com](https://www.trustedchoice.com)) so they can shop with multiple carriers at once. If you go with a captive company such as State Farm, Farmers, etc, that is the only brand they can offer. An independent agent, especially one that specializes in HNW clients, will have access to the major players such as Chubb, AIG, Nationwide Private Client, and PURE.
Looking for auto insurance around here Hey ya'll, I'm fairly new in town and looking to get new auto coverage for this year. I'm currently leasing a 2017 Ford Fusion and need full coverage but also want it to be as cheap as possible.
Anybody know where I should go? I'd prefer not to use a national provider like Geico but if it's the cheapest possible, I guess it is what it is.
MickeyNotTheMouse replied:
I work in the personal auto and home insurance industry here in Phoenix, so I'd recommend going through an independent insurance agent that can get you a very competitive auto insurance rate and be sure that you are properly covered in case of an accident. You can either just google "insurance agents in phoenix" or go to www.trustedchoice.com and search by your zip code. Edit: Fixed trusted choice URL.
Apparently I need insurance being a tattoo artist:/ SMH hate society rules! Like we ate rich or something. It wld b cheaper to replace my things of they were stolen lol!
Bahh hum bug
If anyone has any suggestions for insurance companies that don't depreciate the value of your things, please let me know.
Having an agent would be a plus.
I've not had good experiences with Geico, Liberty Mutual and AAA this month.
Brent G. replied:
If you want "replacement cost" rather than "actual cash value" then you need to work with an Independent Agent that knows their stuff. Look for the "Trusted Choice" logo with someone local: https://www.trustedchoice.com/