Hi! I've just got a quote from Sharrocks insurance for PL cover. They've quoted me £106 a year for 1million cover for 3 items left unattended which I thought was very cheap... Not complaining but my other half who is an insurance broker told me that £1m isn't enough and I should have at least £2 million cover. As a professional face painter, I have £5 million cover and some councils I work for wouldn't accept any less, some even require £10million. I personally think that there's a higher risk of someone choking on a sweet than me causing an injury during face painting...Have you ever been questioned about it and what's your experience with PLI for your carts?