StepChange Debt Charity

9 recommendations and reviews from 9 people

• Referral from May 4, 2021
  

  wasmadealive asked:

  Recommend a Financial Advisor for someone who isn’t wealthy. Hey friends, I suck at money. I have about 5k in debt and have just started making a descent salary. I’d like to do this right but know I can’t do it myself so I’m reaching out for help. Can you recommend anyone or service that could help men plan financially? Here’s what I need concretely. - Spending review and budget creation - look at my spending from last year and help me see where my money is going, so I stop hermoraging money. - Advice on saving, for emergency, myself and kids. Thanks so much!

  

  lentilhoarder replied:

  Have you spoken to [Stepchange](https://www.stepchange.org/)? They will work with you to create a budget to pay down debt. Also have a read of our [budgeting wiki page](https://ukpersonal.finance/budgeting/).

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• Referral from June 7, 2016
  

  Paul H. asked:

  This might be helpful to members here with an answer: I have a deal I'm working on and the client (seller) has a £9,800 card debt which she can only just afford to pay the minimum amount each month. Are there Companies out there who can get this debt reduced. This use to be done in the old days when someone was up against it, so rather than lose the lot the Company would be prepared to take less... any thoughts?

  

  Daniela F. replied:

  http://www.stepchange.org/

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• Referral from February 25, 2016
  

  Mums a. asked:

  Ppp

  

  Sally B. replied:

  There is a charity called Stepchange who can help, they can help not only your immediate debts, but your old ones too. The relief you will feel will be huge ! http://m.stepchange.org/

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• Referral from March 13, 2015
  

  Dave J. asked:

  Hi all, I went to see a couple for a residential re--mortgage yesterday. It was a joint couple, property worth £220,000, Santander mortgage with £80k outstanding, secured loan with first plus with a further £80k outstanding. £50k of further UNSECURED loans and credit cards. Therefore, total debt of £210,000. ALL of this debt has been built up due to Mr's severe online gambling addiction. He is currently 60 years of age and has a mortgage term with 15 years remaining taking him to age 75! Joint household income is £66,000 no adverse credit but possibly a LOW credit score due to the debt to income ratio. Apart from advising him to get some help regarding his gambling addiction and seeing a debt counsellor, can anyone suggest something sensible that may be able to help this elderly couple please? I don't just want to walk away and potentially have them lose their house which he inherited from his parents. Many thanks.

  

  Sarah N. replied:

  http://www.stepchange.org May be able to help.?

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• Referral from January 12, 2015
  

  Spotted: N. asked:

  hiya please post: Is there any debt advisors on here that could help me please, My brother in law got a loan over 6years ago and they have decided to try and take him to court now I have looked up on this and apparently on an unsecured debt there is something called the limitations act 1980 and if no contact has been made or no monies paid for a period of 6 years the loan is now classed as statute barred and they cant legally pursue him for the money now, does anybody know if this is correct please...No nasty comments as there are personal reasons to this.

  

  Nichola R. replied:

  Citizens advice are really good or you could try http://m.stepchange.org/ they may be able to advice you

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• Referral from November 5, 2014
  

  Spotted: N. asked:

  In need of help to clear some debt that just keeps mounting up. Can anyone recommend a company that can help sort my finances or help be debt free by one payment to all please. ?

  

  Joanna R. replied:

  Step change, 0800 138 1111. Free company very recommended, good luck!

  

  Charlie B. replied:

  http://www.stepchange.org/

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• Referral from January 6, 2014
  

  Worthing D. asked:

  Please could you re-post annon. I am looking for finacial advice, I need to consolidate a mortgage, loan and overdraft . I also need free up some money to buy a reliable work car and make house repairs. I am a self employed home owner. The web is too full of debt relief listings to know where to go for honest help. I would like personal recommendations or if you can advise please comment and I will PM you. TIA

  

  Sophie M. replied:

  Definitely call Step Change first! 0800 138 1111. It is free to call even from a mobile. Don't pay for advice until you are clear what you want to do! X x

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• Referral from December 12, 2013
  

  Scarlet P. asked:

  in a very urgent situation we will end up homeless does any1 know where we can get a loan of 900 that's not a pay day or guarantor?

  

  Elizabeth H. replied:

  You probably in the long term need good budgeting & financial advice. Debt isn't the answer. Stepchange.org

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