Looking for recommendations on homeowner's insurance. We have USAA and our rates just jumped (again) even though we have never filed a claim. We own the home and are now renting it out, and USAA will no longer cover us (directly) but they've recommended an "affiliate" company. Before I go that route, I was hoping to hear from others who've had great experiences with a company they would recommend (especially if they've ever had to file a claim). Thank you in advance!