Ok Wake Forest I have asked before but now I need to do something! I need to find an insurance company that isn't going to charge me $480 a month for my 17 (18 on Aug. 22nd) year old son that drives a 2015 Kia. He doesn't even drive any fancy sports car or anything. I've called every major insurance company and they are all HIGHER than the $480 a month we are currently paying for him. I am in awe. Please - if you are an insurance agent only message me or reply if you can honestly lower that price - we have gotten a million quotes from people that say they think they can help us and end up being higher. I've spent HOURS on the phone with insurance people giving information, etc and am seriously overwhelmed at how expensive this is and how time consuming it is becoming. How do they expect kids and families to pay these payments? Its absolutely outrageous.