I know this is a longshot but my husband and I own our home...we have 11 months left and it will be paid off. He is disabled and I work full time. Due to medical bills our credit isn't that great. We need a roof on our house desperatly. Would love to find an honest and reliable roofing contractor who would be willing to take monthly payments on a new roof. We applied to Nebraska Rural Developement and we make too much money to get help through them. We cannot get himeowners insurance because of the roof. We need help. Any roofing contractors out there willing to hrlp us out???