Does anyone have Medical for their child? We use it as a secondary to his primary health insurance. So, it picked up co-pays and any deductibles, but since July this year Medical changed to where you have to pick a plan and doctor. This has messed us up and I'm wondering if anyone else has experienced this? If so, do you know how to change back to straight Medical? My son has multiple diagnosis from autism to epilepsy, to cognitive "delay", to gait and back issues, to mood and behavior issues, and the list goes on....Thanks!! :0)