This is my husband, and the first time he rode this guy. And he really liked him. (He doesn't ride often) The horse belongs to a friend of mine. I'm thinking of asking if I could buy him. But I know I'd need some different tack for him. Mostly a saddle pad. He's 13 and a little high withered. What would you suggest that won't break the bank. Ands he's pretty wide to. Slightly swayed back.