Ok WFCI, need a little advice. My teenage son is getting close to his drivers license. I ran a quick insurance quote online and came up with an number that seemed totally insane. He will have his own car, (a bit of a beater but sound), so only needs liability. What's the best route for us to go: Add him to our insurance, or get him on his own policy? Any advice for getting cost down? Any questions I'm not asking? Someone told me it was best to have the vehicle titled and registered under his name. Not true? The vehicle is worth very little, but the quote was over 5K.