Good afternoon all! Regarding the cowboy builder who ran with my deposit on building works, Action Fraud has come back and said that there is not enough evidence to take it to the police :S Are there any debt collectors or arbitrators out there who can help me for minimal cost? I have the bounced cheque and a receipt of deposit when I paid him, so that's two proofs that are binding him (I hope) to pay me back. Someone was trying to investigate for me (debt collector?), but I seemed to have misplaced the contact info. Any help or advice, apart from Trading Standards would be appreciated. Many thanks :)