Mortgage Brokers in Beaverton, OR

I used [Pacific Residential Mortgage] (http://www.pacresmortgage.com/) and was really happy with their service. I worked with [the team that works out on Sunnybrook in Clackamas.](https://www.google.com/maps/preview#!data=!4 m12!2 m11!1 m10!1 s0 x0:0 x74 a65484 cea3 c9 b3!3 m8!1 m3!1 d22368!2 d-122.69223!3 d45.508961!3 m2!1 i1024!2 i768!4 f13.1)

Go with someone your realtor recommends, and double-check them using yelp.

I am a banker with keybank in Portland. I have reputable (rarer than you might think) mortgage contacts all over Portland (not just through Key) and would be more than willing to give a you some people to talk to. Send me a pm if you want more info. I am always trying to help people with this sort of thing - there are too many shady people/institutions out there - even in Portland.

Just happened to call around and do some rate shopping today and thought I'd share. Here were my results for a 30-year fixed with no points, a large downpayment and good credit: -- Advantis CU: 4.5 percent plus $2,600 in fees -- USAA Bank: 4.5 percent plus $3,055 in fees -- Unitus CU: 4.5 percent plus $3,000 - $5,000 in fees -- Pacific Residential (broker): 4.5 percent plus $3,456 in fees -- Rivermark CU: 4.625 plus $4,100 in fees The rates and fees posted online for the big banks and a couple of the smaller local banks I looked at were higher than most of these, so I didn't bother calling them for quotes. This is obviously ballpark, as none of represent actual loans that have gone through underwriting, but should at least provide some useful market information. Fees mentioned here do not include pre-paids. I believe USAA still requires a connection to the military to use its services. I'd personally skip the broker and go straight to calling credit unions.

Tom Hendrickson, Associated Mortgage Group Have used him 4 times now, totally stand up guy and really good at what he does.

[This is my lady](http://nwmortgagegroup.com/profile/dawn-frasca/). I went through her with my home purchase and refinance and she is fantastic.

[This guy](http://www.hammerfg.com/) - very professional, experienced, and helpful.

These look good and I'm commenting so I can find this thread again

http://greenmortgagenw.com I used [Heather McGarry](http://greenmortgagenw.com/heather/), who is certified for the mortgage credit certificate program (look into it!), but Dakota Gale is the other person there, and he seems to be just as incredibly productive and helpful. We made bids on 4-5 houses, did a mortgage credit certificate with an FHA loan, there was tons of crap to wade through... Heather was extremely quick and responsive about everything. One of the most impressive work ethics I have seen anywhere in anything.

I'm very a hand's on, ask a bajillion questions type customer, and I really liked Julee Felsman: https://www.equityhome.com/juleefelsman

I got ours from First Tech CU, and it was all good news. * They were able to do an 80/10/10 piggyback loan to avoid PMI charges. * They closed faster than our agent believed possible. * They will service the mortgage for the lifetime of the loan. As someone who got screwed when my loan got sold to CountryWide from BofA, this is huge. I'd recommend comparing a few different resources. Check a CU, a broker, an online lender, and maybe a big bank, and decide what works best for you. All mortgage inquiries within a 30-day period count once, so it's no larger knock against your credit.

I can't recommend anyone, but I recently had an experience with Cobalt Mortgage, and I can recommend that you stay as far away from them as possible. After what I went through, I wouldn't let these guys wash my car. But if I did, I would have to tell them how to turn on a hose, explain that water is wet, and show them eight separate times what a car looks like, and even after all that when I got back more likely than not I'd find them balls deep in the dog next to a dirty car.