My insurance company tells me I need a new elevation certificate. Last one I got is when I purchased the property back in 1988. Can anyone recommend a company that does...
Richard A. replied:
I had to have two done. After sandy,I found out my first one was inaccurate. John Lord in toms river did the second one and found my house to be almost a foot higher than my first certificate
Gab S. replied:
Smith surveyors 973-540-9004 awesome company we hired them for our town and we couldn't be happier ask for Brian and tell him I have you his number good luck
Bernie N. replied:
Kyle Scammahorn ^^??
Bernie N. replied:
Kyle Scammahorn732-664-2754
Brian M. replied:
Scott Martin Morgan Engineering732-267-0455. They did 7400 last year and have. 4 day turn around.
Can anyone recommend an insurance company to insure my home while I am lifting it....aside from Lords of London ?
Ange D. replied:
Give Jackie Sackmeister a call at HTk insurance she was reall helpful in getting me a builders risk policy and very nice person she is in Tinton Falls 732-747-6400 ext 146 tell her I referred you.
Debbie C. replied:
Call Jill Constantine at Van Dyk609-492-1512...she's the best!
Gaye Z. replied:
Lisa Caputo Brouwer Hansen & Izdebski Ins. Toms River 732-349-2300
We are looking for a good lawyer to help us with reopening sandy claim, reopening homeowners insurance claim (fight what was given to us) We need lawyer who isn't...
George K. replied:
Carol, try the atorneys who sponsor us. They are well versed in flood insurance. http://www.stopfemanow.com/ny-times-reopening-sandy-claim-most-painful-thing-ive-ever-done-in-life/
Debbie C. replied:
John Houghtaling. No money up front.
Diane M. replied:
Carol Fisher does your homeowners have any water exclusions?? I have homeowners and they covered NOTHING having to do with water damage. NOTHING... So I was asking for personal reasons...sorry. Gets my blood flowing in the morning! I have signed with John Houghtaling also....just remember they (whoever you sign with) are working for you and not the other way around. READ everything...sign nothing if you have a red flag on what it says. Trust nothing! Ask a ton of questions and listen for an answer...cause sometimes they get off topic, pull that attorney back in for an answer!!! And go with your gut!! Seems that everyone has had good and bad experiences with different attorneys. Just don't sign with someone and sit back, get involved, be a PIA! Good Luck!
George K. replied:
Gaye Zangari read comment above
Diane M. replied:
Whooo Hoooo!!!! YOU GO!!!
George K. replied:
Tara Lee when interviewing attorneys... make sure they INCLUDE expenses. Ask what they charge... usually on a contingency basis. We have two attorneys currently sponsoring SFN, they are well versed in flood insurance. ASK QUESTIONS...... We have attorneys that are experienced in flood insurance on our site on www.StopFemaNow.com good luck
Diane M. replied:
Tara Lee...not only do I wish you luck...I wish all of us The BEST of Luck!!! Keep us posted and if we can help we will try.
Does anyone have the name of an insurance agent that is very knowledgeable on flood insurance...it seems to me that they are hard to find.
George K. replied:
Joanne send me a copy of your elevation cerificate and flood insurance bill. I will take a look and if need be send over to flood ins agent who fully understands flood. Stopfemanow@gmail.com
I have received all the money my insurance company is willing to award me without a fight. Has anyone gone the route of hiring a Law Firm to battle for what we deserve...
Sue B. replied:
I signed on with a firm - their contact on Facebook is: Bill Kelly Lawyer. No results yet, but speak to a few & see what other answers you get.
Can anyone give some advice on getting estimates for the flood mitigation work I need to have done? A lot of contractors want to charge to give me a written estimate. ...
Brian T. replied:
Patrick Cogan is your house getting lifted too? I forgot the details but knew you posted a RREM sketch of the addition for a utility room. I was thinking if you are not lifting, just adding the addition, and filling basement, the "Total development cost" they calculated might be a benchmark for Keshet who has to do a similar project.
Kay Y. replied:
Karen Mazzocchi. I wasn't affected directly by sandy. I got stuck in the delay in implementation of Biggert Waters and an agent who failed to disclose claiming on email he wasn't told about the changes until the summer of 2013. I bought my house march 1 2013. My suit with the lawyer is going after the agent for malpractice/negligence for failure to at least notify me of the changes and the potential for major rate hikes because it is a pre-firm home. I had no idea I was paying "subsidized" rates initially when I was supposed to be paying full risk according to the law. FEMA did not provide the new rates until after I bought my house. Now when it as time for renewal, I was informed they would not renew my policy cause I had to get a flood elev cert and then my rates tripled which is unaffordable and makes my house unsellable. I also live in gloucester county so nit eligible for any grants or loans to do mitigation. My lawyer says that as the expert the agent should have at the least notified me of the potential increases due to the law which went into effect 9 months prior. Otherwise no way to afford the work. The agent is blaming sandy for a law that went into effect a few months before sandy that stated that all pre-firm houses r to lose their subsidy at point of sale. Of course the agents are also blaming fema for not providing the new rates. Hope that clarifies my situation. I got screwed by the insurance agent and FEMA. Lol
Does anyone have an insurance agent that they actually trust implicitly? I need to find an agent and company I can trust. After what we have been through with...
Tracy R. replied:
We use Keer & Heyer in Point Pleasant and really like them.
Hi, my husband and I went through RREM, Pathway C to elevate our ranch. We were fortunate enough until now to not have any real issues except going over the 90 days. ...
Paula M. replied:
Lee Ann. They already got their money - all I can fight now is the 1 year guarantee/warranty on their work. I took Pathway C because I didn't want to stress that everything was being done the way it should. They forced Pathway C down our throat saying that it is the only way you can be SURE everything will be followed and done correctly. huh! My husband was vigilant and at the house every day. Contractor says they followed the plans given to them so they are not responsible but are they not responsible for who they hired? Even if I took on the cost of adding another vent, I definitely do not have the money to pay for a new elevation certificate if one is needed because we modified how many vents we have. Guess I am going to have to write and call contractor, engineer, project manager and anyone else I can think of to get this resolved!
Two weeks ago Selective Insurance asked that I sign an affidavid confirming my house is my primary residence. I mailed it in. Friday I get a call from the Insurance...
Any recommendations for Homeowners Insurance?
Our company Fitchburg Mutual sent us a letter, a year to the day after Sandy hit us, to complain that our driveway was...