Looking for different medical insurance. Mine is costing me a lot more than I'd like and the deductibles aren't at a level that I'm enjoying either. Is there a medical...
Larry N. replied:
Do you have a Council of Smaller Enterprises (COSE)? They often have pretty good rates/plans.
I have Health Republic because it was the cheapest one I was required to get. It covers nothing, has high deductibles, and my doctor is not in the network. It's about $2,600/year but that's a thousand dollars cheaper than Blue Cross or whatever it is now, and (a) I don't use $1,000 of deductibles and medical needs in most years, and (b) it's not like any of the insurance companies actually cover anything because (c) you never get to see an actual contract of what they do or don't cover since they have loopholes to not pay for anything and/or pay like 75% with caps and minimums and deductibles and fuckk all that shit. Shorter answer: you're shit out of luck.
Tony K. replied:
Open enrollment for the exchanges closed at the end of March (which is why they started sending out the rate increases now), but you might be able to qualify for an extension or something. Call the NYS exchange help line to see: 855.355.5777.
Recommendations for an insurance agent? I just moved to the area and I need car insurance for a used car I bought just before the move. I'd like to go through a local...
mph9673 replied:
I've been very happy with Raymond Swallow insurance, now run by his son Brent over on the corner of monroe and winton.
D00zer replied:
My landlord is also an Insurance guy. He is the best landlord I've ever had and is a straightforward trustworthy dude... I use Geico, but I have a friend who goes through him and he has nothing but good things to say. [Here is his site](http://www.vanscoterinsuranceagency.com/)
Goldenpity replied:
Give Andrew Ziccarrelli a Call. he works with Allstate. 585-334-3080
genk replied:
I use [Rob Terra](https://www.statefarm.com/agent/US/NY/Rochester/Rob-Terra-CSSSJ54SCAL) through StateFarm. Located right by the DMV in Irondequoit. Done well and helped when I screwed up once.
BreezyD replied:
John manser, state farm. Had him for many years, takes care of my whole family. I have renters and auto through their office and his staff are a joy to deal with.
Friends...tell me your homeowners insurance agent who does not discriminate against pit bulls...need to change my policy!!
I know state farm...but do you have a local...
Lisa S. replied:
Our State Farm rep is John Bartlett in Fairport. He's awesome. Tell him Kevin Wetmore referred you - he's a really good guy. Not only has he been our guy for many years (and believe me, he has had to do a lot of work for us with multiple properties, one having had a fire several years ago), but he was also incredibly helpful when Kevin was representing Schroeder's family in the case of the mail carrier with the badly bruised breast. 377-1270.
Grace S. replied:
call Vetter Insurance671-8212
Diane K. replied:
State Farm doesn't? Cool. I have Christina Breen-Hale on Ridge Rd. near Ridgemont.
Allie K. replied:
I just called my Allstate agent and he said that as far as he knows, there are NO Insurance companies that will give you liability coverage with a Pitbull or pitbull mix. He said that if you acquired the pitbull/American Staffordshire terrier AFTER you purchased your home owners insurance, you would likely be covered for an incident but you would then be dropped and not renewed until you could prove that you no-longer owned the dog in question. Sad, but true. So for those of you who you think are covered, you might want to specifically ask about your dogs.
Lisa S. replied:
That's not true. State Farm will cover any dog, regardless of breed. If there is a bite, they will drop you when it comes time to renew your policy; but they will do that regardless of breed, as will every other company.
Christine Q. replied:
I use State Farm agent Vince Leonardi on West Henrietta road.
Tara U. replied:
I know Pitty Love has a list on their website of the insurance agencies.
Celeste R. replied:
I go to John Manser (State Farm) in Rochester. Nice team there!
Good evening! My face hurts! Well, I shouldn't exaggerate....half my face hurts! A lot! I'm looking at that Vicadin and it's starting to look good....don't really want...
Dave M. replied:
Ok Dr. Janet Bromley
Regina B. replied:
Janet Bromley, sorry ...never been to Farmington...obviously if the antibiotic isn't working then you haven't solved the real problem..just masked it....still believe that it is a tooth problem...I have had my share of those ...make the dentist take an XRay..
If he doesn't have an emergency number, which he should...Try another dentist...there is an expensive dentist...Endodontist in Canandaigua..DOCTOR Lepore located on 69 south Main Street. Phone is 585-381-2200...some days he is in Canandaigua, other days he is in Fairport... Your dentist should take you even if he has a day off...
Question: My husband and I purchased a old van to camp in. Now that winter is comming we are looking to reduce the insurance costs for the winter. I was told by my...
Good Early Morning to Everyone!! Damn I can't get back to sleep so going to be a long day!! They excepted the purchase offer on the house my daughter is looking at so...
Any auto insurance gurus out there that care to help me out with getting my car fixed? My insurance company is trying to total a perfectly good Accord because it's more...
Anyone driving around without car insurance? I am a licensed insurance agent and I sell broadform coverage (liability on your license) It is usually fair priced and it...
Good Morning All. I live on Cedarwood and was just told I need a new roof by May from my insurance company. Does anyone know if there is any grants for roofs in the...
Jean M. replied:
Sometimes Neighborworks Rochester on South Ave has subsidized grants/loans. Jared Strohl is the contact person there. NEAD is also a good resource as Mia suggested. Good luck
Any of my peeps out there happen to be an attorney that is willing to write a strongly worded letter to the jerk that ripped by power out? His insurance company won't...