Looking for Advice on Health Insurance (healthcare.gov) I just moved and lost the amazing Medicaid I had in my old state, so I'm looking to get insurance from the...
bionic_human replied:
I went the high-premium no-deductible route, since it makes expenses more predictable. Depending on how the plan is structured, though, it can actually be cheaper to have a high-deductible plan and bank on hitting the Out-Of-Pocket Maximum early enough in the year that everything from that point on is covered. BTW, if you're in a state that has open data on the offered plans, check out https://www.diabeteshealthinsurance.org/ There's calculators there that will factor in doctor visits, meds, equipment, etc and show you which plan will be the best value for you.
In need of another recommendation this time for me. I need a doctor for me now in Union area.
Sonia D. replied:
For general practice I go to the care station bc all of the GP's I have had worked weird hours and never took a same day appt. I have heard that summit medical group has awesome doctors. For an OB/GYN I go to Dr. Wong in Clark. She is amazing. She actually just opened a new office right off the pkwy so it's extra convenient.
Kristin W. replied:
DeFilipis on Morris Ave for GP. He's pretty good about same-day appts. Rubino OB/GYN group in West Orange. Right across from St B's.
Meghan B. replied:
I would vouch for Codella and prob kershner too. They're both my clients. I'd prob choose Codella. My dr is Dr Henry-Dindial in Westfield.