I know some members of the forum sell insurance, so I'm looking for reccomendations to insurance agencies that are local and can help me switch by the 1st of the year for either our cars and house or just cars. I went from paying $193/mo for two cars and just got an email saying my rates are going up to $387/mo on Jan 1. I refuse to pay double what I paid last year especially since I'm turning 25 this year and my rates should be dropping!