Can someone please help me with medical insurance who might know something more than me?? Here's our situation: Currently, Brandon has no insurance because he recently switched jobs and might possibly be able to get it through his employer in 8 weeks, but that could be up in the air. I have been on an individual insurance plan for about a year, but it's fairly expensive. Basically, we need CHEAP coverage, but when I filled out this new healthcare info, it's saying our premium is going to be like $400 a month to cover both of us!!!! Is this our only option? This whole thing just confuses me :/