Car insurance broker recommendations? One "at fault" accident 4.5 years ago that was actually NOT our fault. But a ticket was given due to a phantom "third party witness" who called in days later. In court the ticket was thrown out as a laughing matter since the accident couldn't physically have happened the way the other driver said it did. Alas, that doesn't matter to insurance companies. Since the ticket was given in the first place, that is the golden rule apparently. Looking for someone who can get me some competitive quotes because I do not wish to go back to my same insurance company but so far they have the best price by far.... Would welcome any and all recommendations. Thanks in advance.