Financial Advisors in Cincinnati, OH

As a former financial advisor, I don’t think you’re going to get much traction trying to meet with someone in person. My best advice would be to do some basic research online and learn about your different investment options. Without having substantial assets (over 50 k) or so, anyone you talk to is either going to blow you off or put you in something too expensive. For someone like yourself that doesn’t have a lot of complicated situations, I would recommend using vanguard. They are low cost and have plenty of investment options.

Honestly, you just need to browse /r/PersonalFinance. It is really simple if all you want to do is live your life and retire.

Going it alone you will learn a lot but the education will cost you in the form of poor returns, missed opportunities and planning blind spots. Hiring an advisor will also cost you, in the form of fees in some form. Either way you have to pay your dues. I personally would rather have an advisor, personal finance is what they do all day everyday. Unless you can dedicate at least 5 hours a week to self study for a few years I don’t think you will ever really get the knowledge base needed to make well thought out planning decisions. It is interesting to note that Vanguard, the king of low cost DIY investing, believes that advisors add value - they even published a white paper explaining why - [Advisor’s alpha.](https://advisors.vanguard.com/iwe/pdf/ICRAA.pdf)

I agree with golfer dude. The personal finance reddit is good albeit conservative. However they do give decent advice or point you in the right direction and will answer questions. They have lots of information about what to do. I’m in a similar boat but ended up realizing I didn’t want to pay for a financial advisor to give me advice I could find for free. Unless you’re making a significant amount of money, most of your “extra” income should be put toward debt relief then some savings then retirement. 401k if your employer matches or IRA if not. Vanguard has mutual funds for IRAs. It can be as simple as picking the one that is closest to your retirement goal year. Of course it can get much more complicated. It’s a rabbit hole but definitely worth the time and effort to learn about.

I also agree with Cincy_golfer. Unless you have a sizeable amount to invest, I don't think an advisor is worth the money. Best to do some self study. A couple resources that I think could help you: http://jlcollinsnh.com/stock-series/ http://www.mrmoneymustache.com/ If you have any questions or want more details, feel free to PM me! I love chatting about this stuff :)

Lang Financial group is in Blue Ash, I know a few guys that work there. Can't speak from professional experience working with them, but worth looking into if you're interested

I would really recommend checking out [bogleheads.com](https://www.bogleheads.org/). It's not a pretty site, but the group is based around John Bogle, who founded Vanguard, basically the best low-cost investment firm available. [Here's a book, written by others](https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/0470067365) that basically boils it down pretty well. /r/personalfinance has most of the ideas on the sidebar. GL!

Chase Bank in Blue Ash have a few good financial advisers.

I use Simply Money Advisors on Kemper and have been very pleased You can set up a call to do a quick screen for your needs/budget http://www.simplymoneyadvisors.com/contact

Here you go — if you have a 401k at work and your company has some sort of match, absolutely use it. If there isn’t a match, see if you can figure out who manages it. If it’s an insurance company and/or you are contributing to an annuity, you may be better off using an IRA. IRA’s allow a lot more flexibility around the investment options, how the funds are taxed and accessibly/withdrawal options. If you use a local bank, go ask to talk to the financial advisor. I used to work at a bank in this type of role and didn’t mind going over the basics with them. The argument for using an advisor starts to make a lot more sense once you earn and have a lot more money saved.... in your case, I would recommend you buy an S & P 500 index fund to start. For what it’s worth, advisors are only going to make a commission if you invest money with them. If you decide to use a 401k, they probably won’t help you choose the investments. The good news is that 401k’s are required to have “prudent” options, so you shouldn’t be able to put it in something too risky. Finally, it doesn’t take a part time job to learn about this stuff. As mentioned r/personalfinance has some decent threads. There are also plenty of books available at the library/bookstores that cover what you are trying to learn about. As much as I don’t like Suze Orman, she has a way of explaining things in a no-nonsense, common sense fashion that a lot of people seem to respond to.... Dave Ramsey is ok too, but he mostly focuses on paying on debt vs. saving. Good luck!

/r/personalfinance /r/financialindependence and /r/ynab are a good start. Once you've created a budget, follow this simplified [flow chart](https://i.imgur.com/fb7Dtmh.png). For more detailed info, read the wiki https://www.reddit.com/r/personalfinance/wiki/commontopics

Greg Hopkins

Steve Hawkins at Ameriprise

Jay slaughman at Edward Jones Mason

Ben Jones - LPL

If you are a self-service person than try https://www.futureadvisor.com/

David Kronour of Ameriprise. He used to trade commodities and is a very smart man. He's ethical and a nice down to earth approachable man. I highly recommend him.

Joe Duffy. Everest group. Associated with Peoples blank in Mason. Although located in Northern MY. He comes to Mason when needed. 859-291-9200

Doris Candito on Kenwood Rd

Dan Vaughn at Fifth Third Mason. He is very good, personable and has done very good for me!

Jeff Stewart on Western Row!

Bryan Grisak at Ameriprise is wonderful

Mark Sutton. Ameriprise

Evan Maney - Edward Jones

Ryan Fletcher at Edward Jones in Montgomery.

Biggin I have a great one. Paul Amend. If interested in box me and I'll give you his info

I don't know business ,but you get 0.75% interest yearly in your personal savings. You may want to think about putting some profit money in there here is the link. home.capitalone360.com

Daveramsey.com search elps we loved ours he retired Found every deduction possible

If you insist on going with a fee-only financial advisor, start your search at finra.org. However, most people with simple financial situations have no reason to pay an advisor to do things they can easily do themselves.

http://www.napfa.org/ is another place to search

Bosch Financial in Erlanger (just up from TWC office) was highly recommended. Susie Watson Harrell and I almost went with him for our retirement rollover but stayed with Fidelity. But we were very impressed, well worth a visit before you make final decision. I highly recommend you visit/interview 3 or 4 financial advisors before choosing.