I am looking for homeowners insurance companies that don't discriminate against dog breeds. Information from fellow dog owners would be much appreciated!!!
Nicole H. replied:
I went with Farmers Insurance after my previous insurance company dropped me when they found out I had a german shepherd.
Kelly B. replied:
Farmers. We personally use Bill Mulek in West duluth
Holly F. replied:
http://mnfuia.com/pages/BradAnderson Brad is our agent and will save you money, too. He is an independent agent and LOVES dogs. Our dogs even come to visit him!
Neal F. replied:
I was just told by one of our fosters that state farm has no breed restictions and Ruff Start Rescue has a bully foster who is also an agent,she is a huge advocate for the bullies and does training, if you would like her name let me know !!
Neal F. replied:
Laural Haessly is one of our bully cordinators and insurance agent and can help you !!:)
Laural H. replied:
Breed Restrictions are done by underwriting and they are in the company manual. So, if you complete a new application, you will be asked if you have a dog, then what kind and then if there is a bite history, if it is not on the exclusions. So, if you ask your insurance agent about this, you need to ask if the company has underwriting breed restrictions. Now, if you get a dog while your insurance is place and you don't tell your agent about it, there would be coverage in the event of a claim. But you really don't want to test that:) So, here is a list of the insurance carriers that don't have breed restrictions - State Farm; Farmers; Allstate; Amica; Chubb; USAA; Auto Owners (this is who I have); AAA - on a case by case basis; Countrywide Financial. Just to be clear Travelers DOES have breed restrictions, I have a copy of the underwriting restrictions if anyone wants to see it. One last thing - I would doubt in our lifetime that we would ever see these lists go away. Unfortunately, when one of the dogs on the breed restriction list bites, the damage can be extensive, especially if it's a child. Yes, we all know that Chi's and all the other little ankle biters, bite more frequently, but the damage is so much less, which means that the insurance companies pay out less. Unfortunately, once there is a dog bite, insurance is very hard to get if you want to continue to have coverage for the dog. Hope that this helps and if you have any questions, just let me know! P.S. I love my bully's and I am trying to do everything in my power to showcase them as the wonderful dogs that they are!!!
Pricing vehicle/business insurance....anyone have a wonderful insurance broker or agent in the Duluth area they'd like to promote?? Looking to contact someone hopefully...
Kerry D. replied:
Cartier- ask for Amy Carlson We have a lot of our stuff with them. They had the best prices for what we needed so made the move a few years ado after 30 years with American family.
Jaime M. replied:
Bill MulekAgency
Denise M. replied:
Cindy Sund at Holden. Clsund@aol.com. I quite often hear from her on the weekends but don't guarantee it.
Tricia M. replied:
Mark Thorsten, my cousin Mark Thorsten - American Family Insurance Agent - Duluth, MN.
This post is specifically to express my heartfelt 'THANKS' to our insurance agent and friend Timothy Kreft - American Family Insurance Agent - Duluth, MN who has been...
Victor R. replied:
He and I are on a diet, consisting of wonderful foods and occasionally beverages. Are you suggesting that I am telling him to change his diet as to effect his current size? No I could not in good conscience tell that to anyone, I have never controlled my diet in a caloric reducing way and therefore am not in a position (Not little as I am) to advise others in this regard. Dustin Lyon